zgwl/chinese-buy-us-stock-guide

This repository is a written guide in Chinese for mainland Chinese investors who want to buy US stocks. It is a nine-chapter reference document, not software. The README serves as a table of contents pointing to individual Markdown files, each covering a different stage of the process. The chapters follow the money through its full journey: how to open a US dollar bank account (with options including Hong Kong banks, Wise, and US-based banks that accept remote applications), how the international tax reporting systems CRS and FATCA work and why they matter, how to assess your personal compliance risk and choose an investment path accordingly, how to pick a regulated US brokerage, how to deposit funds via traditional banking channels or via Hong Kong banks, how to withdraw money and plan around US estate tax, and how to obtain a US taxpayer identification number (ITIN) if account rejections are blocking you. The guide also covers a more advanced chapter on using cryptocurrency and European financial institutions to move funds, with a note that this path is not suitable for most readers. The reading order suggested in the README is: start with the tax and compliance chapters to understand the rules and your own risk tolerance before doing anything else, since those decisions shape every later choice. Only then move to the account-opening and broker-selection chapters. The README includes a disclaimer stating that the guide is educational information only, does not constitute investment, tax, or legal advice, and that policies change quickly so readers should verify details themselves before acting.